Use When
Banks are financing post-election interference or allied PACs (Political Action Committee).
Institutions are profiting from opaque, conflict-ridden public contracts.
Lenders channel funds through fronts for international vote buying.
Instructions
- 1
Draft one-page letters with specific requirements, deadlines, and required compliance steps.
- 2
Recruit unions and faith groups to synchronize a high-impact mass withdrawal date.
- 3
Provide vetted credit union lists and switch kits to simplify the moving process.
- 4
Coordinate media and share redacted transfer proofs to build collective public momentum.
- 5
File formal complaints and shareholder grievances to apply legal and institutional leverage.
- 6
Use public dashboards and third-party verification to define a clear path for re-entry.
- 7
Offer microgrants for fees while maintaining strict data privacy for all depositors.
Historic Parallels
- United States, 2011–2012: “Move Your Money” shifted billions to credit unions; banks reversed fee hikes and adopted reforms.
- South Africa, 1980s: divest/withdraw campaigns isolated regime-aligned banks, aiding negotiations.
- Europe, 2010s: ethical-bank migrations pressured lenders into transparency commitments.
Modern Examples
- Coordinated “Move Your Money” weekend: members shift checking/savings to credit unions and publish redacted confirmations.
- NGOs close treasury accounts and switch payroll to banks with verified governance standards.
- Faith coalitions withdraw endowments, announcing re-entry if audit and disclosure benchmarks are met.
Participants
Individual
Yes
Thousands of depositors coordinated by a coalition (research, legal, comms), plus receiving credit unions/public-interest banks ready to onboard.
Helpful Materials
- Account checklist
- Direct-deposit forms
- Vetted ethical-bank list
- Demand-letter templates
- Regulatory templates
- Sponsor/advertiser outreach scripts
References
Use of Action Playbook educational materials must adhere with Unruled Masses’ Terms of Service.
Stay Nonviolent. Coordinate Strategically. Take Back Your Power.
